Small Business Financing Consultant & Broker in Calgary, Alberta
Clearview Financial Services helps Calgary and Alberta business owners get financed. We build a lender-ready package first, then introduce your business to the banks, credit unions, government programs and private lenders whose appetite fits your deal. This is general information, not personalized financial advice.
The short answer
A small business financing broker or consultant prepares your financing request and takes it to the lenders most likely to fund it. That means working out how much you need and what for, building a lender-ready package, matching the deal to the right type of lender, introducing it to specific bankers, and staying with the file until it funds. Clearview is a Calgary firm founded by Jeff Allison, a former commercial banker and public-company CEO, and works with businesses across Alberta and Western Canada.
What we help finance
- Working capital — lines of credit, receivables financing, and Fast Cash working-capital advances.
- Equipment and vehicles — term loans and leases secured by the asset.
- Commercial real estate — purchase, build-out and refinancing.
- Buying a business — acquisition and share-purchase financing.
- Start-up and expansion — including the Canada Small Business Financing Program (CSBFP).
- Debt refinancing — consolidating or replacing expensive short-term debt.
Most files range from $10,000 to $5 million. See the full product and services overview.
Broker, bank, or alternative lender: which do you need?
| Option | Best when | Watch for |
|---|---|---|
| Go straight to your bank | The request is simple, your file is strong, and your bank wants the deal. | You get one institution's appetite and one answer. |
| Online / alternative lender | You need money in days for a short-term gap. | Much higher cost; not built for permanent financing. |
| Financing consultant or broker | The deal is larger or complex, you've been declined, or you want lenders competing for it. | Make sure fees are disclosed in writing before any work starts. |
A consultant or broker is not a lender. The job is to find the right source for your deal, and for many businesses that turns out to be a bank, credit union or government-backed program rather than expensive alternative financing.
How Clearview works
- A free, no-obligation conversation in person or by video call. You'll get a straight read on whether your deal is fundable and roughly where.
- Confidentiality first. A mutual confidentiality agreement is signed before you share anything sensitive.
- Build the lender-ready package: business plan, financial statements, cash-flow projections, and a clear statement of what the money is for and how it gets repaid.
- Warm introductions to bankers and lenders whose mandate fits your deal. What a warm introduction is and why it matters.
- Through to funding. Clearview stays with the file through underwriting questions, conditions and closing.
Clearview never asks for bank logins or passwords, never handles client money or accounts, and discloses all fees in writing before any work begins.
Why a former banker
Jeff Allison spent 40 years on the lending and borrowing sides of the table: as a commercial banker structuring loans, as a CFO presenting to credit committees, and as a public-company CEO signing for facilities. He knows what a credit committee needs to see and which lenders currently have appetite for which deals. Read Jeff's bio.
Find us on Google
Clearview Financial Services Inc. is based in Calgary and serves businesses across Alberta and Western Canada, in person or by video call. Call 403-471-6352.
Common questions
Should I use a financing broker or go straight to my bank?
Go straight to your bank if the request is simple, your file is already strong, and your bank has appetite for the deal. A broker or consultant earns their fee when the deal is larger or more complex, when your bank has said no, when you don't have time to build a lender-ready package, or when you want several lenders competing so you can negotiate rate, collateral and personal guarantee terms.
How much does a small business financing consultant cost?
Fee structures vary. At Clearview the first conversation is free, and if the work makes sense the engagement fee is set and disclosed in writing before anything begins. Whoever you work with, never pay a fee to have a loan released, guaranteed or approved. That's a well-known fraud pattern.
My bank already said no. Can a broker still help?
Often, yes. A decline from one institution reflects that institution's appetite and how the file was presented, not a universal verdict. The useful sequence is to find out why it was declined, rebuild the file to answer that objection, then introduce it to lenders whose mandate fits.
Do you only work with Calgary businesses?
No. Clearview is based in Calgary and works with businesses across Alberta and Western Canada, in person or by video call.
Want a straight read on your financing options? Request a free assessment, browse the small business financing FAQ, or get in touch.